Singtel Car Protect Refer and Earn July 2025 Campaign

Overview

The Singtel Car Protect Refer and Earn July 2025 Campaign ("Campaign") is a marketing initiative organized by Consumer Journeys Pte. Ltd. ("CJPL"), a subsidiary of Singapore Telecommunications Limited ("Singtel"). CJPL will provide digital vouchers ("Voucher") to both the Referrer and the Referee on a per-policy basis, subject to specific conditions.

Eligibility Conditions:

• The Referrer must be an existing customer with an active Singtel Car Protect policy ("Car Insurance").
• The Referee must be a new customer referred by the Referrer who successfully purchases a Car Insurance policy under the Campaign.
• Vouchers are issued on a first-come, first-served basis, while stocks last.

The value of the Voucher awarded for each Car Insurance purchase under this Campaign is as follows:

Great Eastern General Insurance Limited ("GEG") is the insurer for the Car Insurance, and CJPL acts as the corporate agent for GEG. CJPL may receive remuneration from GEG for successful sales. Your purchase of Car Insurance signifies your agreement to these terms and conditions ("T&Cs").

Participation Eligibility

1. To participate, the Referee must complete and submit the campaign registration form available at Singtel Website. The Referee needs to input the Referrer's Car Insurance number in the "Referral Code" field.
2. The Referrer will be identified by the referral code entered by the Referee on the Checkout Page.
3. The Referee will be identified by their email address and mobile number provided during their Car Insurance purchase.
4. Only new customers purchasing a full-year Car Insurance through Singtel's website or manual underwriting with GEG for the first time are eligible. Referees who do not renew their existing Car Insurance and purchase a new one through Singtel's website are not eligible.
5. Eligibility is conditional upon the Referee maintaining an active Car Insurance throughout the Validity Period. Policies cancelled during this period will render the Referee ineligible.

Validity and Provision Details for Campaign

Campaign Validity Period (“Validity Period”): 1 July 2025 00:00 (GMT+8) to 31 July 2025 23:59 (GMT+8).

Eligible Customers will receive an email with the digital Voucher by the end of the following month after purchase, or as soon as possible thereafter at Singtel or CJPL's discretion. For Voucher validity, refer to the details provided on the Voucher itself.

General Terms

1. CJPL and/or GEG reserve the right to replace Vouchers, vary T&Cs, or discontinue the Campaign without notice or liability.
2. Vouchers are non-exchangeable, non-transferable, and have no cash alternative. CJPL disclaims all warranties related to the Vouchers. Participants agree to comply with all applicable terms and conditions for the Vouchers. Any tax liability on Vouchers is the sole responsibility of the Customer.
3. CJPL may replace Vouchers with alternatives if circumstances beyond its control necessitate it.
4. Neither CJPL, Singtel, nor GEG shall be liable for any direct or indirect losses, damages, liabilities, expenses, or costs incurred by Customers, regardless of the cause, including negligence by CJPL, Singtel, GEG, or their representatives.
5. CJPL and GEG reserve the right to investigate suspected fraud and suspend customer participation status.
6. CJPL and GEG reserve the right to disqualify any Customer not compliant with these T&Cs.
7. Customers agree to be contacted by Singtel for feedback on the Campaign and/or Car Insurance.
8. All decisions by CJPL and/or GEG regarding the Campaign are final and binding. Queries or requests for reasons for decisions will not be entertained.
9. By participating, Customers acknowledge that their personal data may be collected, processed, stored, and disclosed by Singtel and its affiliates for Campaign administration, subject to Singtel's Data Protection Policy (Singtel Data Protection Policy) and General Terms & Conditions (Singtel General Terms & Conditions). Customers consent to CJPL using their names, addresses, personal details, photographs, videotapes, or likeness for promotional, advertising, marketing, and publicity purposes without compensation, where permitted by law.
10. These T&Cs are governed by Singapore law. Customers agree to submit any claims or disputes to the non-exclusive jurisdiction of the courts of the Republic of Singapore.

Last revision date: 27 Jun 2025