Illimity Bank Deposit Protection Information
Basic Information on Deposit Protection
Your deposits with Illimity Bank S.p.A. are protected by the Fondo Interbancario di Tutela dei Depositi (FITD).
The FITD is a private law consortium of banks, officially recognized by the Bank of Italy as a deposit guarantee system. Membership of banks in deposit guarantee systems is mandatory by law.
| Protection Limit | Details |
|---|---|
| Limit of protection | 100,000 euros per depositor and per bank. In certain cases, the law provides for enhanced protection for social needs¹. |
| If you have multiple deposits with the same bank | All deposits with the same bank are aggregated, and the total is subject to the limit of 100,000 euros. If the bank operates under different business brands, all deposits with one or more of these brands are aggregated and covered up to a total of 100,000 euros per depositor². |
| If you have a joint account with another person / other people | The limit of 100,000 euros applies to each depositor separately. |
| Reimbursement times in case of administrative liquidation of the bank | 7 working days from the date on which the effects of the administrative liquidation measure of the bank occur. The right to reimbursement expires 5 years from the date on which the effects of the administrative liquidation measure of the bank occur³. |
| Currency of reimbursement | Euro or the currency of the State in which the depositor resides. |
| Contacts for the depositor guarantee system | Fondo Interbancario di Tutela dei Depositi Via del Plebiscito, 102 – 00186 Rome www.fitd.it infofitd@fitd.it |
| For more information | www.fitd.it |
Confirmation of depositor receipt
¹ Cf. art. 96-bis.1, paragraph 4 of Legislative Decree no. 385/93 (Consolidated Text of the laws on banking and credit – TUB). ² Illimity Bank S.p.A. does not operate under other brands. ³ The forfeiture is prevented by filing a legal claim, unless the proceedings are terminated, or by the recognition of the right by the guarantee system (art. 96-bis.2, paragraph 4 of the TUB, as amended by Legislative Decree no. 30/2016).
Illimity Bank S.p.A. | Registered Office: Via Soperga 9 - 20124 Milan - Share Capital Euro 54,789,379.31 (subscribed and paid-up) - Registered with the Companies Register of Milan - Company Register Number REA MI 2534291 - Tax Code No. 03192350365 - Representative of the "illimity" VAT Group VAT Number 12020720962 - ABI Code 03395 - www.illimity.com - Registered in the Register of Banks No. 5710 - Parent company of the illimity Bank S.p.A. Group registered in the Register of Banking Groups No. 245
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