illimity Bank Account and Services Contract Summary
Contract for Current Account and Related Services
This document outlines the costs and conditions for the illimity current account and its associated services. It details the product, IBAN, communication methods, and statement periodicity.
Section 1: Costs of Your illimity Account and Related Services (Summary Document)
| Product (and currency if different from Euro) | illimity Current Account - package |
| IBAN - Bank Account Details | Conto Corrente N° |
| Communication Delivery Method | Online |
| Periodicity of Summary Document Delivery | Annual |
| Periodicity of Account Statement Delivery | Quarterly |
| Signing Authority (for accounts with two or more holders) | Disgiunta |
Economic Conditions at Expiry
This section details economic conditions subject to limited-time promotions. Subsequent sections summarize all applicable economic conditions, referencing the "Economic Conditions at Expiry" section for values after the last expiry date.
Principal Economic Conditions
By signing this Contract, the Client acknowledges the option to switch from the Classic package to the Premium package at any time during the relationship, via available functionalities. The Client also acknowledges and accepts that once the Premium package is chosen, it will not be possible to revert to the Classic package. The Client acknowledges and accepts that the economic conditions indicated below will apply depending on the chosen Classic or Premium package.
Classic Package
| Fees for Account Opening | 0.00 euro | |
| Fixed Fees - Account Maintenance | Quarterly Fee | 9.00 euro |
| Fiscal Charges (stamp duty if average balance is €5,000 or more) | 34.20 euro | |
| Total Annual Fees (with quarterly debit) | 70.20 euro |
The quarterly fee is waived if, for each month of the reference quarter, at least one of the following conditions is met:
- Accreditation of salary or pension within the month.
- Deposit balances on savings accounts (without early withdrawal facility) equal to or exceeding €5,000 at the end of the reference month.
The quarterly fee (€9.00) will be discounted by €3.00 for each month within the quarter that at least one of the above conditions is met. For example, if in the January-February-March quarter, at least one condition was met only in February, the fee charged by March 31st will be €6.00 (€9.00 minus the €3.00 discount for February).
Further promotions valid at the time of contract signing, as indicated in the applicable information sheet, are also applicable. The quarterly fee for the month of account closure is waived.
Additional Economic Conditions
Current Account Operations and Liquidity Management
| Expenses for account closing | 0 euro |
| Recovery of postal expenses: - registered mail, priority mail, express courier (e.g., unpaid checks, unpaid bills, overdue notices, etc.): recovery of expenses according to current tariffs | 100.00 euro |
| Fee for various certifications | 2.00% (minimum €1) |
Account Top-up
Top-up via another bank's card or current account
| Commission on top-up amount with card | 2.00% (minimum €1) |
| Number of card top-ups included in the annual fee | 1 |
Commissions for top-up from another current account
| Commissions for top-up from another current account | 0 euro |
Telematics Services - Internet Banking
Fixed Fees
| Activation | 0.00 euro |
| Deactivation | 0.00 euro |
| Mobile token usage | 0.00 euro |
| Annual fee for Digital Signature | 0.00 euro |
| SMS notification for Digital Signature usage | 0.00 euro |
| SMS notification for transaction authorization and bank communications | 0.00 euro |
Variable Fees
| Customizable SMS notifications (service can be activated by the client via illimity remote service) - currently unavailable | 0.20 Euro per SMS |
Glossary
This section provides definitions for various banking terms used in the document.
