Imibhalo Yesikhombisi Sokuhlanganiswa Okuvikelekile kweSoftwares 3D

Ukuhlanganiswa Guide 3D Secure

Kusuka ku-01.01.2021 ekuqinisekisweni kwezinto ezimbili kuzofakwa njengemfuneko eyisibopho kukho konke ukuthengiselana kokukhokha kwamakhadi we-ecommerce. Ukuze uhambisane nalesi sibopho, i
opharetha bamanethiwekhi ekhadi lesikweletu bazosebenzisa inqubo ebizwa nge- 3D Secure. Kuwe njengomthengisi kuphoqelekile ukuthi ukwazi ukufeza le nqubo kumakhasimende akho kusuka
01.01.2021. Kokulandelayo uzothola incazelo yezindlela ezahlukahlukene zokuhlanganiswa nokuthi inqubo ye-3D Secure kumele yenziwe kanjani kubo.

Sicela ukhethe indlela yokuhlanganisa oyisebenzisayo

  • Ngabe usebenzisa ifomu lokuphuma le-hCO?
  • Ngabe usebenzisa ifomu lokukhokha i-hPF?
  • Ingabe ucubungula izinkokhelo ngaphandle kokusebenzisa ifomu elinikezwe uhlelo lwe-Unzer?

Ngicela uqaphele: Kubalulekile futhi ukuthi kwenziwe kanjani ama-debit noma preauthorisations (ukubhuka). Noma usebenzisa ifomu lokukhokha elivela kwa-Unzer GmbH ekubhalisweni kwedatha yekhadi, inqubo ye-3D Secure izokwenziwa ngaphandle kwefomu lokuphuma lapho imininingwane yekhadi idonswa kuqala noma igunyazwa okokuqala. Kulokhu indlela yesithathu yokuhlanganiswa ngaphandle kwefomu elinikezwe yi-Unzer iyasebenza.

Sicela wazi futhi:
Uma usebenzisa izinkokhelo eziphindaphindwayo (izinkokhelo zokubhaliselwe), qiniseka ukuthi ufunda isigaba esithi “Inkokhelo Evikelekile nephindayo ye-3D”.

Inqubo ye-3D Secure lapho usebenzisa ifomu lokuphuma le-hCO

Ifomu lokuphuma le-hCO selivele lenzelwe inqubo ye-3D Secure. Asikho isenzo esingeziwe esivela ohlangothini lwakho esidingekayo ekusetshenzisweni kwenqubo. Noma kunjalo, wena
kufanele uqiniseke ukuthi isistimu yakho ingakwazi ukuphatha izimpendulo ezihambisanayo zohlelo lwethu lokukhokha uma ngabe inqubo ye-3D Secure isiqalile. Empendulweni ye-asynchronous evela ku-
Uhlelo lokukhokha kuseva yakho, umphumela wokuthengiselana uyadluliselwa futhi kufanele uhlolwe lapho ngaphambi kokubuya URL idluliselwa ohlelweni lokukhokha.

Ngale njongo le mingcele elandelayo kufanele ihlolwe.

  • UKUCWANGCISWA.UBUYELA IKHODI = 000.200.000
  • UKUCWANGCISELA.Ukubuyela emuva = Okwenziwayo + kulindile
  • UKUCWANGCISWA.IMIPHUMELA = ACK

Incazelo: Isimo sokwenziwayo "sisalindile", ipharamitha UKUCWANGCISELA.RESULT
imele umphumela wokuqala. Inqobo nje uma kwenziwa inqubo ephephile ye-3D, isimo
hlala ulindile.

Umphumela wokugcina wokuthengiselana nawo ungaba njalo

  •  UKUCWANGCISWA.UBUYELA IKHODI = 000.000.000
  • UKUCWANGCISWA.IMIPHUMELA = ACK
    or
  • UKUCWANGCISWA.UKUBUYELA.CODE = irgendein Wert ungleich 000.000.000 oder 000.200.000
  • UKUCWANGCISELA.IMIPHUMELA = NOK

Esimweni sokuqala ukuthengiselana kuqedwe ngempumelelo, kwesibili kwehluleke ngokuphelele. Lesi sakamuva singaba nezizathu ezahlukahlukene, kufaka phakathi ukwenqaba ukuqinisekisa. Uzokwenza kanjalo
thola imininingwane eningiliziwe kumingcele ethi "PROCESSING.RETURN" kanye ne- "PROCESSING.RETURN.CODE".
Sincoma ukuthi uvivinye imilayezo yomibili. Ngemininingwane engaphezulu yokuthi ungenza kanjani isivivinyo nokuthi imiphi imininingwane yekhadi lesikweletu ongayisebenzisela isivivinyo, sicela ubheke ngezansi.

Inqubo ye-3D Secure lapho usebenzisa ifomu lokuphuma le-hPF

Ifomu lokuphuma le-hPF nalo lenzelwe ukusebenzisa inqubo ye-3DS. Asikho isenzo esingeziwe esivela ohlangothini lwakho esidingekayo ekusetshenzisweni kwenqubo. Njengoba kuchaziwe
ekusetshenzisweni kwe-hCO impendulo evela ohlelweni lokukhokha yenzeka ngezinyathelo ezimbili, yingakho isistimu yakho kufanele ibheke inani le-PROCESSING.RETURN.CODE
ipharamitha lapho kucubungulwa impendulo.

Ngale njongo le mingcele elandelayo kufanele ihlolwe.

  • UKUCWANGCISWA.UBUYELA IKHODI = 000.200.000
  • UKUCWANGCISELA.Ukubuyela emuva = Okwenziwayo + kulindile
  • UKUCWANGCISWA.IMIPHUMELA = ACK

Incazelo: Isimo sokwenziwayo "sisalindile", ipharamitha YOKUCWANGCISWA.I-RESULT imele umphumela wokuqala kuphela. Inqobo nje uma kwenziwa inqubo ephephile ye-3D, isimo
hlala ulindile.

Umphumela wokugcina wokuthengiselana nawo ungaba njalo

  • UKUCWANGCISWA.UBUYELA IKHODI = 000.000.000
  • UKUCWANGCISWA.IMIPHUMELA = ACK
    or
  • UKUCWANGCISWA.UKUBUYELA.CODE = irgendein Wert ungleich 000.000.000 oder 000.200.000
  • UKUCWANGCISELA.IMIPHUMELA = NOK

Esimweni sokuqala ukuthengiselana kuqedwe ngempumelelo, kwesibili kwehluleke ngokuphelele. Lesi sakamuva singaba nezizathu ezahlukahlukene, kufaka phakathi ukwenqaba ukuqinisekisa. Uzokwenza kanjalo
thola imininingwane eningiliziwe kumingcele ethi "PROCESSING.RETURN" kanye ne- "PROCESSING.RETURN.CODE".
Sincoma ukuthi uvivinye imilayezo yomibili. Ngemininingwane engaphezulu yokuthi ungenza kanjani isivivinyo nokuthi imiphi imininingwane yekhadi lesikweletu ongayisebenzisela isivivinyo, sicela ubheke ngezansi.

Inqubo ye-3D Secure enokuxhumana okuqondile

Uma ungasebenzisi ifomu lokukhokha elihlinzekwe yi-Unzer (phambilini elaliyi-heidelpay) ukucubungula ukukhokha kwekhadi lesikweletu, noma uma umane ubhalisa ikhadi usebenzisa elinye lamafomu bese ucubungula ukugunyazwa (ukubhuka) noma ukudonswa kwemali njengereferensi ekubhalisweni njenge ukuxhumana okuqondile nohlelo lokukhokha, kufanele usebenzise inqubo ye-3D Secure.

Ukugeleza kokuthengiselana kwe-Asynchronous:

Le yinqubo ye-asynchronous lapho iseva yakho ithola ukudluliselwa phambili URL (Qondisa kabusha URL) kusuka ohlelweni lwethu lokukhokha. Iseva yakho kufanele idlulisele ikhasimende kulokhu URL ukuze enze ubuqiniso ngenqubo ye-3D Secure. Umphumela walokhu kuqinisekiswa okuvikelekile kwe-3D ubikwa ngqo ku-Unzer yibhange elikhipha ikhadi.

Ngemuva kokufakazela ubuqiniso obuyimpumelelo, okwenziwayo kucutshungulwa kuhlelo lwe-Unzer ngendlela osuvele uyazi ngokuthumela uhlelo lwakho umphumela wokugcina ekugcineni, ophendula
ngokuqondisa kabusha URL. Uhlelo lokukhokha luzobe seluqondisa kabusha ikhasimende kusistimu yakho lisebenzisa lokhu okuqondisa kabusha URL kusuka kusistimu yakho

Uyacelwa uqaphele: Kulokhu kuhamba komsebenzi uhlelo lwakho luthola izimpendulo ezimbili ohlelweni lokukhokha:

- Eyodwa enesimo esithi “kusalindile” (PROCESSING.RETURN.CODE = 000.200.000 ne PROCESSING.RETURN = Transaction + isalindile) kanye nemingcele eqondisa kabusha ebhange elikhipha ikhadi lekhasimende
- Eyodwa enomphumela wokugcina wedebithi noma wokubhuka. Kukhona futhi ukuqondisa kabusha okumbili URLokushiwo kule nqubo, eyodwa kusuka ohlelweni lokukhokha lapho ikhasimende kufanele liqondiswe kabusha ukuze ligunyaze ekhadini lakhe likhipha ibhange elilodwa kusuka kusistimu yakho, lapho lithola umphumela wokugcina, ukuqondisa kabusha ikhasimende libuyele ohlelweni lwakho.

umugqa wesikhathi

Lezi zinguquko ezilandelayo zizokwenziwa enkambisweni ejwayelekile. Uyacelwa ukuthi uqaphele ukuthi ngenxa yokusebenzisa ezinye izindlela zokukhokha ezithandekayo, njengePaypal, ezinye zazo
izinqubo kungenzeka zivele zikhona ekusebenzeni kwakho.

  1. Impendulo URL
    Ocingweni lokuqala (cha. 2 kumdwebo) ohlelweni lokukhokha, “Impendulo URL”Kufanele iphasiswe eqenjini elingaphambili.
    isixhumi esibonakalayo somsebenzisi, umbhalo, uhlelo lokusebenza
    Ngicela uqaphele: Ipharamitha ye-IDENTIFICATION.REFERENCEID isebenza kuphela uma ubhekisa ekubhalisweni noma kwenye into esivele ikhona
  2. Icubungula ukuqondisa kabusha URL Uma ukufakazela ubuqiniso kuyadingeka, ukuqondisa kabusha URL neminye imingcele eqenjini lokuqondisa kabusha idluliswa ngempendulo evela ohlelweni lokukhokha (No. 5 kumdwebo).
    isixhumi esibonakalayo somsebenzisi, umbhalo
    isikhombimsebenzisi sokuqhafaza, umbhalo, uhlelo lokusebenza, incwadi
  3. Ukudlulisela phambili ikhasimende ekuqondisweni kabusha URL
    Uma iqembu eliqondisa kabusha liphendula ngokuqondisa kabusha URL, isiphequluli sekhasimende kufanele siqondiswe kabusha kulokhu URL (No. 6 kumdwebo) ukwenza ubuqiniso. Imingcele eyengeziwe evela eqenjini lokuqondisa kabusha kufanele idluliselwe ngaphandle webisayithi njengamapharamitha we-POST.
    Uyacelwa ukuthi uqaphele: Amapharamitha angeziwe abuyiselwa eqenjini le- "PROCESSING.REDIRECT.xxx" kuphela nge-3D Secure Version 1 (noma lapho inombolo nokuqamba amagama kungahluka), kanti nge-3D Version 2 ku-PROCESSING.REDIRECT kuphela.URL njengoba kukhonjisiwe ngezansi kuyabuyiselwa: https://heidelpay.hpcgw.net/AuthService/v1/auth/public/2258_2863FFA4C5241C12E39F37
    CCF / run Lokhu kusho ukuthi kungakhathalekile uhlobo nenombolo yamapharamitha, isiphequluli seklayenti kufanele siqondise kabusha ku-PROCESSING.REDIRECT.URL.
    Ngezansi uzothola i-ex yekhodi elulaample yokuthi ukuqondisa kabusha okunjalo kungenziwa kanjani. I ingxenye ihloselwe ukwazisa amakhasimende wokugcina amasistimu awo angasekeli i-Javascript noma ayenze ingasebenzi. Sincoma ngokuqinile ukuthi ukuqondisa kabusha kwenziwe ngaphakathi kwewindi lesiphequluli elisebenzayo lekhasimende futhi kungasebenzisi amawindi azivelelayo noma amawindi esiphequluli esisha, njengoba lokhu kungase kwenzeke.
    casula amakhasimende futhi ubaholele ekuvaleni ikhasi abaqondiswe kulo.
    umbhalo, incwadi
  4. Ukuhlolwa komphumela we-Asynchronous
    Umphumela wokufakazela ubuqiniso uthunyelwa ngokuvumelanayo kuseva yakho. Uhlelo lokukhokha lulindele ukuthi lube semthethweni URL njengempendulo. (Cha. 12 & 13 kumdwebo). Yokuphumelela noma ukwenqatshwa
    izinkokhelo, okuhlukile URL ingaphendulwa lapha ngohlelo lwakho.
  5. Buyisela indlela yekhasimende
    Uhlelo lokukhokha luqondisa kabusha ikhasimende kufayela le- URL inikezwe ngohlelo lomthengisi ngemuva kokuthi inqubo yokuqinisekisa kanye nomsebenzi wokukhokha usuqediwe.
    Uyacelwa ukuthi uqaphele: Izinyathelo 4.) kanye no-5.) Qhubeka ngendlela efanayo naleyo osuvele ujwayelene nayo ekuthengisweni kwe-NONE 3D okuphephile okukhona.

Inkokhelo evikelekile nephindayo ye-3D

Kusukela ngomhlaka-1 Januwari 2021, i-3D Secure izophoqeleka kukho konke ukuthengiselana kwamakhadi e-commerce. Kodwa-ke, ngoba lokhu akusebenzi ezinkokhelweni eziphindaphindwayo, ukubhanga
amasistimu anokuhamba okuhlukile kokusebenza kwalokhu.

Ngale njongo, amabhange ahlukanisa phakathi

  • I-CIT = ukuthengiselana okuqaliwe kwamakhasimende
  • I-MIT = ukuthengiselana okuqalisiwe komthengisi

Ukuthengiselana kokuqala kwekhadi ku-akhawunti yakho yomthengisi kufanele kuqinisekiswe nge-3D Secure kusuka ngo-01.01.2021 kuya phambili. Ukuqinisekiswa okunjalo okuyimpumelelo kuyimfuneko ephoqelekile ku-
ukuze ukwazi ukuhambisa ukubhukha okuqhubekayo ekhadini elifanayo ngaphandle kwe-3D Secure. Ngakho-ke ikhasimende kufanele lidluliselwe ebhange lakhe elikhipha amakhadi ukuze likhishwe okokuqala
ngokuhambisana nenqubo echazwe ngenhla futhi aziqinisekise lapho njengomnikazi wekhadi. Uma ukudonswa kwemali kungahlelwanga ngesikhathi se-oda, isiboneloample ngenxa yesikhathi sesilingo, ukubhuka (ukugunyazwa kwangaphambili) okungenani kwe-euro eyodwa kufanele kwenziwe nge-3D Secure phambi kwekhasimende esikhundleni salokho. Ukuthwebula lokhu kubhukha akudingekile.

Kumakhasimende akhona, noma kunjalo, akukho ukuqinisekiswa kwe-3D Secure okudingeka kwenziwe. Uma imali yokuqala edonswe ngempumelelo yenzeka ngaphambi komhla ka-01.01.2021, irekhodi lamakhasimende nalo lingacatshangelwa
iqinisekiswe ngempumelelo. Kumakhasimende amasha kusukela ngo-01.01.2021, ngakolunye uhlangothi, ukugunyazwa kwe-3D Secure kuyimpoqo ekudonsweni kwemali yokuqala noma ekubekisweni (ukugunyazwa kwangaphambili).

Sicela uqaphele: Kulokhu, uhlelo lwamabhange lubheka idatha yekhadi, hhayi idatha yekhasimende. Ngakho-ke uma ikhasimende elikhona lisebenzisa ikhadi elisha ngemva komhla ka-01.01.2021, ngokwesiboneloample ngoba okwedlule
umuntu uphelelwe yisikhathi noma ngenxa yokuthi ushintshe ibhange lakhe elikhipha amakhadi, lokhu umjikelezo omusha ovelayo osuka endaweni yamabhange view futhi kufanele kugunyazwe nge-3D Secure ekubhukheni kokuqala.

Uma lokhu kuqinisekiswa kokuqala sekwenziwe ngempumelelo, konke okwenziwayo okuthe xaxa kukhululwa esibophezelweni sokusebenzisa i-3D Secure Okudingekayo kokukhokha okuphindwayo ngaphandle kwe-3D Secure ngakho-ke:

  • Kukhona okungenani ukudonswa kwemali noma ukubhuka okungenani okuyimpumelelo (ukugunyazwa kwangaphambili) okwenziwe nge-3D Secure noma kwenzeka ngaphambi komhla ka-01.01.2021.
  • kubhekiswa ekubhalisweni nasekudonsweni kwemali okukhona lapho kufakwa

Ukwazisa uhlelo lokukhokha, ukuthi lena inkokhelo ephindaphindwayo, ipharamitha engu-RECURRENCE.MODE = EPHINDIWE nayo kufanele ithunyelwe. Lokhu kukhombisa uhlelo lokuthi a
inkokhelo evela njalo kufanele ibikwe ezinhlelweni zebhange.

Uyacelwa uqaphele: Uma ipharamitha i-RECURRENCE.MODE = Iphindwe yafakwa lapho ikhadi elisha lilayishwa okokuqala, ukudluliswa kwe-3D Secure kuzokwenziwa ngaphandle kwaleli pharamitha.

Ukuhlola ukusetshenziswa okuphephile kwe-3D

Ungahlola uxhumano lwe-3D Secure nganoma yisiphi isikhathi ngesistimu yethu yokukhokha. Ukuze wenze njalo, sebenzisa imodi ye-“CONNECTOR_TEST” ngokwenza umsebenzi, njengoba kuboniswe ku-exampngaphansi ngaphezulu.
Idatha yokuxhuma yalesi sivivinyo:

  UMTHUMISI   31HA07BC8142C5A171745D00AD63D182
  UMSEBENZI WOKUSEBENZA   31ha07bc8142c5a171744e5aef11ffd3
  USER.PWD   93167DE7
  ISITESHANA SOKUTHUTHA   31HA07BC8142C5A171749A60D979B6E4
  Izimali ezilungiselelwe i-3D Version 2   I-EUR, i-USD, SEK
  Izimali ezilungiselelwe i-3D Version 1   I-GBP, i-CZK, i-CHF

Indawo yokuphela yesango lesistimu kungenzeka
Isango le-SGW:
- https://test-heidelpay.hpcgw.net/sgw/gtw - I-Latin-15 ifakiwe
- https://test-heidelpay.hpcgw.net/sgw/gtwu - Kufakwe i-UTF-8
Isango le-NGW:
- https://test-heidelpay.hpcgw.net/ngw/post

Imininingwane yekhadi lesikweletu yalolu vivinyo:

  brand   izinombolo zekhadi   I-CVV   usuku Eliphelela ngalo   inothi
  I-MasterCard   5453010000059543   123   usuku oluzayo   I-3D - iphasiwedi: imfihlo3
  I-Visa   4711100000000000   123   usuku oluzayo   I-3DS - iphasiwedi: imfihlo! 33

Sicela wazi: Nge-3D Secure Version 2, awudingi ukufaka iphasiwedi, kodwa mane uchofoze kusixhumanisi ”Chofoza lapha ukuqedela ubuqiniso.
Ukuphela kwendlela yokulingisa iphutha nge-3D Secure Version 2 ukuvumela ikhasi elinesixhumanisi ukuthi liphume (cishe imizuzu eyi-18).

 

Funda okwengeziwe ngale Manuwali & Landa i-PDF:

Amadokhumenti / Izinsiza

Softwares 3D Secure Integration Guide [pdf] Imibhalo
I-Unzer, Umhlahlandlela Wokuhlanganisa, i-3D Secure

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