Canon Easy EMI & Cashback Offers

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Easy EMI & Cashback Overview

Canon offers convenient Easy EMI and attractive Cashback options on a wide range of its products, including cameras, lenses, and professional video equipment. These offers are designed to make purchasing your desired Canon gear more accessible.

Easy EMI Partners

Canon collaborates with leading financial institutions to provide Easy EMI options. The partners include:

  • Bajaj Finance
  • HDFC Bank
  • IDFC First Bank
  • Pine Labs
  • Paytm
  • American Express
  • HSBC
  • OneCard
  • YES BANK
  • Federal Bank
  • Bank of Baroda
  • Scapia

Cashback Partners

Several banks and card providers offer cashback benefits on eligible Canon products. These partners include:

  • HDFC Bank
  • IDFC FIRST Bank
  • American Express
  • HSBC
  • Federal Bank
  • Bank of Baroda
  • OneCard
  • YES BANK
  • Scapia Card

Easy EMI Options

Various EMI schemes are available with different tenures and applicable products. Below is a summary of the general EMI options:

EMI SchemeDBD Applicable onChannelLocations
Bajaj Finance12 | 4: 0.0% Select Canon Cameras & Lens
18 | 6: 2.0% Select Canon Cameras & Lens
24 | 6: 3.0% Select FF Camera & RF Lens
AllAll
HDFC Bank9 | 0: 0.0% Select Canon Cameras & Lens
18 | 6: 2.0% Select Canon Cameras & Lens
24 | 7: 3.0% Select FF Camera & RF Lens
AllAll
IDFC First Bank12 | 4: 0.0% Select Canon Cameras & Lens
18 | 6: 2.0% Select Canon Cameras & Lens
AllAll
Pine Labs | Paytm (No down-payment)6 | 0: NA Select Canon Cameras & Lens
9 | 0: NA Select Canon Cameras & Lens
12 | 0: NA Select FF Camera & RF Lens
AllAll

Note: No Extra Cost EMI with Pine Labs / Paytm POS is offered on approximately 30 CC/DC cards jointly. A list of select Canon Cameras & Lens is provided in the model list annexure.

For terms & conditions, please visit: https://in.canon/en/consumer/web/emi-cashback-offers

For applicable models, please refer to the model list provided in the document.

Offer valid W.E.F. 1st Aug 2025 until next communication.

Cashback Offers Summary

Canon offers cashback on select models:

  • 10% Cashback Upto 5,000/- on models like R10, R50, R50 V.
  • 5% Cashback Upto 10,000/- on models like R6 II, R8, R5 II, & EOS R5C.

These offers are available with various finance partners, including Pine Labs and Paytm for Card Finance.

Cashback Terms & Conditions Brief

  • Offers are applicable on Credit / Debit Cards, subject to offer availability and credit approval by the bank.
  • The cashback offer is 5% up to 10,000 per transaction, or the lesser amount, for a minimum transaction value of INR 30,000.
  • Instant cashback discounts may be available depending on the service provider.
  • Cashback is not applicable on Corporate / Business cards. Please check with your bank for eligibility.

For more details on terms & conditions, please refer to: https://in.canon/en/consumer/web/emi-cashback-offers

Important Conditions for Customers

  • Customer finance, eligibility, and cashback offering are at the sole discretion of the financier/bank.
  • Availability is on authorized Canon dealers and select locations.
  • EMI conversion and cashback eligibility for Customer Cards (DC/CC) are subject to the customer's bank approval.
  • Finance eligibility may vary by store due to store finance rating.
  • Financing is typically performed within a 15-20 km radius of the customer.
  • Instant approvals are subject to financier approval.
  • Additional schemes offered by financiers (e.g., extended warranty, insurance) are completely optional.
  • Applicable GST on interest will not be subsidized or waived under "No extra cost EMI" and will be paid by the customer.

For more details, please visit: https://in.canon/en/consumer/web/emi-cashback-offers

Important Conditions - Dealers

  • Dealers must not hand over the product to the customer until the Delivery Order (D.O.) from the financier is received.
  • DBD % (Dealer Discounted Benefit) is the partial interest amount subsidized by dealers under the Brand EMI scheme "No extra cost EMI".
  • The DBD % amount is deducted by the Financier at the time of account settlement with the dealer.
  • Dealers must mandatorily mention the Canon product serial number, customer mobile number, and GST number on the invoice copy.
  • Dealers must produce invoices for transactions made under brand EMI for audit purposes when requested by Canon and must provide this information without delay.
  • Financiers reserve the right to withdraw finance options from a store due to customer repayment issues or business risk.
  • Schemes are applicable only on Canon Cameras & Lens models.
  • A Customer Delivery Receipt is mandatory for all EMI cases.
  • Non-adherence to these terms and conditions may result in penalties, including deactivation of finance options at the store without prior notice and removal of In Shop Demonstrators (ISD).

For more details, please visit: https://edge.canon.co.in/download-pdf/Easy%20EMI%20TnCs%20for%20Dealer_9%20Sep%2019%20-%20V.3.pdf

Brand EMI at Pine Labs

Information on eligible cards for Brand EMI at Pine Labs is provided. Brand EMI on Amex Card is applicable if the Amex TID is linked in the Pine Labs POS machine.

To know Debit card EMI eligibility, customers can send an SMS to respective bank numbers from their registered mobile number.

Sl. No.Issuer NameInstrumentMin Txn AmountProcessing FeesShort Code - to know debit card EMI eligibility
1AMEXCredit Card5000INR 199+GST
2AU Small FinanceCredit Card2500
3AXISCredit Card2500
4BOB FinancialCredit Card2500
5CanaraCredit Card5000INR 199+GST
6DBSCredit Card2500
7FederalCredit Card30001% of transaction amount or INR 100 whichever is higher
8HDFCCredit CardINR 199+GSTMYHDFC TO 5676712
9HDFCCredit CardPF of min INR 100, 2% of the transaction amount max INR 200
10HDFCDebit CardINR 299+GSTSMS DCEMI<SPACE><LAST 4 DIGITS>TO 5676766
11HDFCFlexipayINR 299+GST
12HSBCCredit Card2000INR 299+GST
13ICICICardless7000ZeroSMS MYOFR TO 567676
14ICICICredit Card1500INR 99+GST
15ICICIDebit Card5000INR 299+GSTSMS DCEMI <SPACE> <LAST 4 DIGITS> TO 5676788
16IDBICredit Card3000Zero
17IDFC FirstCredit Card25001% of transaction amount (minimum of INR 99+GST)
18IndusIndCredit Card2000INR 199+GST
19IndusIndDebit Card10000INR 199+GST
20J&KCredit Card3000Zero
21KOTAKCredit CardINR 249+GST
22KOTAKDebit Card5000INR 199+GST
23OneCardCredit Card25001% of transaction amount
24PNBCredit Card25002% of transaction amount or min. INR 100 (whichever is higher)
25RBLCredit Card1500INR 199+GST
26SBICredit Card3000Zero - 3 months; INR 99- 6,9,12 months; INR 199-18,12 months.
27Standard CharteredCredit Card20001% of transaction amount
28YESCredit Card1500INR 199+GST

Escalation Matrix for Sales Team/Dealers

Contact information for escalating issues related to different finance partners:

PartnerLevel 1 (To)Level 2 (Cc)Level 3
BajajLocal Bajaj ASMBajaj ZSMnaveen.kumar@canon.co.in
Jayaprakash.M@canon.co.in
Pine Labsplutus.support@pinelabs.com
bhuvan.taneja@pinelabs.com
bhuvan.taneja@pinelabs.com
naveen.kumar@canon.co.in
naveen.kumar@canon.co.in
Jayaprakash.M@canon.co.in
HDFCLocal HDFC ASMHDFC ZSMnaveen.kumar@canon.co.in
Jayaprakash.M@canon.co.in
IDFCLocal IDFC ASMIDFC ZSMnaveen.kumar@canon.co.in
Jayaprakash.M@canon.co.in
Paytmvikas.narang@paytm.comnaveen.kumar@canon.co.innaveen.kumar@canon.co.in
Jayaprakash.M@canon.co.in

EMI Helpline Number:

  • 1860 180 3366 (local call charges apply)
  • 1800 208 3366 (Toll free number)

EMI Scheme Illustrations

An illustration of EMI schemes for a product valued at 100,000:

Scheme12|418|49|024|718|6
Tenure121892418
Adv. EMIs44076
Remaining EMIs81491712
Margin MoneyIf Applicable, please check with local financier/Dealer
Processing FeeIf Applicable, please check with local financier/Dealer
Product Value100,000
Down Payment33,33322,222029,16733,333
Monthly EMI8,3335,55611,1114,1675,556

For more details on scheme calculation, please contact a Bank / Financier representative.

Applicable Model List

A comprehensive list of Canon products and their eligibility for various EMI schemes and partners is available. This includes DSLR cameras, Mirrorless cameras, and various lenses.

(Due to the extensive nature of the model list, it is summarized here. Please refer to the original document for the complete table.)

Example Models and Schemes:

  • ML Cameras: EOS R50 V, EOS R5, EOS R5 M II, EOS R6 M II, EOS R8
  • RF Lenses: RF20mm f/1.4 L VCM, RF24mm f/1.4 L VCM, RF35mm f/1.4 L VCM, RF50mm f/1.4 L VCM, RF24-105mm F2.8 L, RF70-200mm F2.8 L IS USM (Bk/Wh)
  • EOS Cinema: EOS R5C, EOS C80

Each model is listed with its eligibility for Bajaj, HDFC, IDFC, Pine Labs, and Paytm schemes across different tenures (e.g., 12|4, 18|6, 24|7).

Store List

Canon products are available through a network of authorized dealers across India. The store list is subject to change.

These stores are top-selling counters for EMI sales.

To find store addresses and related information, please visit: https://edge.canon.co.in/where-to-buy or search online.

For LFR (Large Format Retailer) stores like Reliance, Croma, and Vijay Sales, please visit their respective websites for store details and call their helpline for available EMI options.

Canon offers are available at most LFR counters selling Canon cameras.

EMI Helpline Number:

  • 1860 180 3366 (local call charges apply)
  • 1800 208 3366 (Toll free number)

(The full store list is extensive and can be found in the original document.)

Special Offers

Onam Exclusive Offer (Kerala)

An exclusive offer was available in Kerala from 11 Aug to 31 Aug 2025.

Zero DBD Scheme with Free EMI

Details of the Zero DBD Scheme with Free EMI are provided for various tenures and product categories, applicable in Kerala through authorized offline stores.

(Specific details of the Zero DBD scheme are extensive and can be found in the original document.)

Third Party Offers Awareness

Canon does not endorse third-party offers such as product insurance and extended warranty. Customers are advised to educate themselves about these offers.

Offers suggested by financiers (e.g., Bajaj, HDFC) are optional and can be availed at the customer's discretion. Financiers cannot compel customers to buy schemes.

For any issues related to financiers compelling customers to buy third-party offers alongside Canon's standard EMI offers, customers are advised to write to naveen.kumar@canon.co.in with relevant details.

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