Canon Easy EMI & Cashback Offers
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Easy EMI & Cashback Overview
Canon offers convenient Easy EMI and attractive Cashback options on a wide range of its products, including cameras, lenses, and professional video equipment. These offers are designed to make purchasing your desired Canon gear more accessible.
Easy EMI Partners
Canon collaborates with leading financial institutions to provide Easy EMI options. The partners include:
- Bajaj Finance
- HDFC Bank
- IDFC First Bank
- Pine Labs
- Paytm
- American Express
- HSBC
- OneCard
- YES BANK
- Federal Bank
- Bank of Baroda
- Scapia
Cashback Partners
Several banks and card providers offer cashback benefits on eligible Canon products. These partners include:
- HDFC Bank
- IDFC FIRST Bank
- American Express
- HSBC
- Federal Bank
- Bank of Baroda
- OneCard
- YES BANK
- Scapia Card
Easy EMI Options
Various EMI schemes are available with different tenures and applicable products. Below is a summary of the general EMI options:
EMI Scheme | DBD Applicable on | Channel | Locations |
---|---|---|---|
Bajaj Finance | 12 | 4: 0.0% Select Canon Cameras & Lens 18 | 6: 2.0% Select Canon Cameras & Lens 24 | 6: 3.0% Select FF Camera & RF Lens | All | All |
HDFC Bank | 9 | 0: 0.0% Select Canon Cameras & Lens 18 | 6: 2.0% Select Canon Cameras & Lens 24 | 7: 3.0% Select FF Camera & RF Lens | All | All |
IDFC First Bank | 12 | 4: 0.0% Select Canon Cameras & Lens 18 | 6: 2.0% Select Canon Cameras & Lens | All | All |
Pine Labs | Paytm (No down-payment) | 6 | 0: NA Select Canon Cameras & Lens 9 | 0: NA Select Canon Cameras & Lens 12 | 0: NA Select FF Camera & RF Lens | All | All |
Note: No Extra Cost EMI with Pine Labs / Paytm POS is offered on approximately 30 CC/DC cards jointly. A list of select Canon Cameras & Lens is provided in the model list annexure.
For terms & conditions, please visit: https://in.canon/en/consumer/web/emi-cashback-offers
For applicable models, please refer to the model list provided in the document.
Offer valid W.E.F. 1st Aug 2025 until next communication.
Cashback Offers Summary
Canon offers cashback on select models:
- 10% Cashback Upto 5,000/- on models like R10, R50, R50 V.
- 5% Cashback Upto 10,000/- on models like R6 II, R8, R5 II, & EOS R5C.
These offers are available with various finance partners, including Pine Labs and Paytm for Card Finance.
Cashback Terms & Conditions Brief
- Offers are applicable on Credit / Debit Cards, subject to offer availability and credit approval by the bank.
- The cashback offer is 5% up to 10,000 per transaction, or the lesser amount, for a minimum transaction value of INR 30,000.
- Instant cashback discounts may be available depending on the service provider.
- Cashback is not applicable on Corporate / Business cards. Please check with your bank for eligibility.
For more details on terms & conditions, please refer to: https://in.canon/en/consumer/web/emi-cashback-offers
Important Conditions for Customers
- Customer finance, eligibility, and cashback offering are at the sole discretion of the financier/bank.
- Availability is on authorized Canon dealers and select locations.
- EMI conversion and cashback eligibility for Customer Cards (DC/CC) are subject to the customer's bank approval.
- Finance eligibility may vary by store due to store finance rating.
- Financing is typically performed within a 15-20 km radius of the customer.
- Instant approvals are subject to financier approval.
- Additional schemes offered by financiers (e.g., extended warranty, insurance) are completely optional.
- Applicable GST on interest will not be subsidized or waived under "No extra cost EMI" and will be paid by the customer.
For more details, please visit: https://in.canon/en/consumer/web/emi-cashback-offers
Important Conditions - Dealers
- Dealers must not hand over the product to the customer until the Delivery Order (D.O.) from the financier is received.
- DBD % (Dealer Discounted Benefit) is the partial interest amount subsidized by dealers under the Brand EMI scheme "No extra cost EMI".
- The DBD % amount is deducted by the Financier at the time of account settlement with the dealer.
- Dealers must mandatorily mention the Canon product serial number, customer mobile number, and GST number on the invoice copy.
- Dealers must produce invoices for transactions made under brand EMI for audit purposes when requested by Canon and must provide this information without delay.
- Financiers reserve the right to withdraw finance options from a store due to customer repayment issues or business risk.
- Schemes are applicable only on Canon Cameras & Lens models.
- A Customer Delivery Receipt is mandatory for all EMI cases.
- Non-adherence to these terms and conditions may result in penalties, including deactivation of finance options at the store without prior notice and removal of In Shop Demonstrators (ISD).
For more details, please visit: https://edge.canon.co.in/download-pdf/Easy%20EMI%20TnCs%20for%20Dealer_9%20Sep%2019%20-%20V.3.pdf
Brand EMI at Pine Labs
Information on eligible cards for Brand EMI at Pine Labs is provided. Brand EMI on Amex Card is applicable if the Amex TID is linked in the Pine Labs POS machine.
To know Debit card EMI eligibility, customers can send an SMS to respective bank numbers from their registered mobile number.
Sl. No. | Issuer Name | Instrument | Min Txn Amount | Processing Fees | Short Code - to know debit card EMI eligibility |
---|---|---|---|---|---|
1 | AMEX | Credit Card | 5000 | INR 199+GST | |
2 | AU Small Finance | Credit Card | 2500 | ||
3 | AXIS | Credit Card | 2500 | ||
4 | BOB Financial | Credit Card | 2500 | ||
5 | Canara | Credit Card | 5000 | INR 199+GST | |
6 | DBS | Credit Card | 2500 | ||
7 | Federal | Credit Card | 3000 | 1% of transaction amount or INR 100 whichever is higher | |
8 | HDFC | Credit Card | INR 199+GST | MYHDFC TO 5676712 | |
9 | HDFC | Credit Card | PF of min INR 100, 2% of the transaction amount max INR 200 | ||
10 | HDFC | Debit Card | INR 299+GST | SMS DCEMI<SPACE><LAST 4 DIGITS>TO 5676766 | |
11 | HDFC | Flexipay | INR 299+GST | ||
12 | HSBC | Credit Card | 2000 | INR 299+GST | |
13 | ICICI | Cardless | 7000 | Zero | SMS MYOFR TO 567676 |
14 | ICICI | Credit Card | 1500 | INR 99+GST | |
15 | ICICI | Debit Card | 5000 | INR 299+GST | SMS DCEMI <SPACE> <LAST 4 DIGITS> TO 5676788 |
16 | IDBI | Credit Card | 3000 | Zero | |
17 | IDFC First | Credit Card | 2500 | 1% of transaction amount (minimum of INR 99+GST) | |
18 | IndusInd | Credit Card | 2000 | INR 199+GST | |
19 | IndusInd | Debit Card | 10000 | INR 199+GST | |
20 | J&K | Credit Card | 3000 | Zero | |
21 | KOTAK | Credit Card | INR 249+GST | ||
22 | KOTAK | Debit Card | 5000 | INR 199+GST | |
23 | OneCard | Credit Card | 2500 | 1% of transaction amount | |
24 | PNB | Credit Card | 2500 | 2% of transaction amount or min. INR 100 (whichever is higher) | |
25 | RBL | Credit Card | 1500 | INR 199+GST | |
26 | SBI | Credit Card | 3000 | Zero - 3 months; INR 99- 6,9,12 months; INR 199-18,12 months. | |
27 | Standard Chartered | Credit Card | 2000 | 1% of transaction amount | |
28 | YES | Credit Card | 1500 | INR 199+GST |
Escalation Matrix for Sales Team/Dealers
Contact information for escalating issues related to different finance partners:
Partner | Level 1 (To) | Level 2 (Cc) | Level 3 |
---|---|---|---|
Bajaj | Local Bajaj ASM | Bajaj ZSM | naveen.kumar@canon.co.in Jayaprakash.M@canon.co.in |
Pine Labs | plutus.support@pinelabs.com bhuvan.taneja@pinelabs.com | bhuvan.taneja@pinelabs.com naveen.kumar@canon.co.in | naveen.kumar@canon.co.in Jayaprakash.M@canon.co.in |
HDFC | Local HDFC ASM | HDFC ZSM | naveen.kumar@canon.co.in Jayaprakash.M@canon.co.in |
IDFC | Local IDFC ASM | IDFC ZSM | naveen.kumar@canon.co.in Jayaprakash.M@canon.co.in |
Paytm | vikas.narang@paytm.com | naveen.kumar@canon.co.in | naveen.kumar@canon.co.in Jayaprakash.M@canon.co.in |
EMI Helpline Number:
- 1860 180 3366 (local call charges apply)
- 1800 208 3366 (Toll free number)
EMI Scheme Illustrations
An illustration of EMI schemes for a product valued at 100,000:
Scheme | 12|4 | 18|4 | 9|0 | 24|7 | 18|6 |
---|---|---|---|---|---|
Tenure | 12 | 18 | 9 | 24 | 18 |
Adv. EMIs | 4 | 4 | 0 | 7 | 6 |
Remaining EMIs | 8 | 14 | 9 | 17 | 12 |
Margin Money | If Applicable, please check with local financier/Dealer | ||||
Processing Fee | If Applicable, please check with local financier/Dealer | ||||
Product Value | 100,000 | ||||
Down Payment | 33,333 | 22,222 | 0 | 29,167 | 33,333 |
Monthly EMI | 8,333 | 5,556 | 11,111 | 4,167 | 5,556 |
For more details on scheme calculation, please contact a Bank / Financier representative.
Applicable Model List
A comprehensive list of Canon products and their eligibility for various EMI schemes and partners is available. This includes DSLR cameras, Mirrorless cameras, and various lenses.
(Due to the extensive nature of the model list, it is summarized here. Please refer to the original document for the complete table.)
Example Models and Schemes:
- ML Cameras: EOS R50 V, EOS R5, EOS R5 M II, EOS R6 M II, EOS R8
- RF Lenses: RF20mm f/1.4 L VCM, RF24mm f/1.4 L VCM, RF35mm f/1.4 L VCM, RF50mm f/1.4 L VCM, RF24-105mm F2.8 L, RF70-200mm F2.8 L IS USM (Bk/Wh)
- EOS Cinema: EOS R5C, EOS C80
Each model is listed with its eligibility for Bajaj, HDFC, IDFC, Pine Labs, and Paytm schemes across different tenures (e.g., 12|4, 18|6, 24|7).
Store List
Canon products are available through a network of authorized dealers across India. The store list is subject to change.
These stores are top-selling counters for EMI sales.
To find store addresses and related information, please visit: https://edge.canon.co.in/where-to-buy or search online.
For LFR (Large Format Retailer) stores like Reliance, Croma, and Vijay Sales, please visit their respective websites for store details and call their helpline for available EMI options.
Canon offers are available at most LFR counters selling Canon cameras.
EMI Helpline Number:
- 1860 180 3366 (local call charges apply)
- 1800 208 3366 (Toll free number)
(The full store list is extensive and can be found in the original document.)
Special Offers
Onam Exclusive Offer (Kerala)
An exclusive offer was available in Kerala from 11 Aug to 31 Aug 2025.
Zero DBD Scheme with Free EMI
Details of the Zero DBD Scheme with Free EMI are provided for various tenures and product categories, applicable in Kerala through authorized offline stores.
(Specific details of the Zero DBD scheme are extensive and can be found in the original document.)
Third Party Offers Awareness
Canon does not endorse third-party offers such as product insurance and extended warranty. Customers are advised to educate themselves about these offers.
Offers suggested by financiers (e.g., Bajaj, HDFC) are optional and can be availed at the customer's discretion. Financiers cannot compel customers to buy schemes.
For any issues related to financiers compelling customers to buy third-party offers alongside Canon's standard EMI offers, customers are advised to write to naveen.kumar@canon.co.in with relevant details.