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User Guide for CareFirst models including: Transportation Reimbursement Account TRA, Reimbursement Account TRA, Account TRA, TRA
File Info : application/pdf, 6 Pages, 2.11MB
DocumentDocumentThe Transportation Reimbursement Account (TRA)
Introducing the TRA
A transportation reimbursement account (TRA) from CareFirst BlueCross BlueShield and CareFirst BlueChoice (collectively, "CareFirst") helps you save money on transportation and parking expenses while commuting to and from work. By paying for these expenses with pretax dollars, you decrease the amount of taxes you pay and increase your take-home pay for the year.
What you need to know about TRAs
Using a TRA can save you up to 40% of your commuting costs.1
You decide how much to set aside for work-related transportation expenses.
The funds will automatically be deducted from each paycheck.
Unused money from your TRA will roll over from month to month.
Enroll in the TRA offered by your employer.
Determine how much you want to contribute-- you can change the amount each month.
Be sure to save all your receipts for reimbursement.
1 Depending on IRS guidelines for your federal and state tax bracket
Pay for your commute and parking tax-free
You can use your TRA for:
Public transportation, vanpools, or ride sharing with Lyft and Uber
Transit passes for buses, trains and other public transportation
Parking garage or secure bicycle storage expenses
Lyft Line and UberPool using the Commuter Check Prepaid Mastercard®
Vanpooling that is employer, employee or privately operated and used for going to work
Qualified parking expenses:
Parking provided at or near work Parking on or near a location providing mass
transit, vanpooling or carpooling
You can't use your TRA for:
Gas and mileage from your daily commute Expenses for your spouse or dependents Vanpooling with a vehicle having a seating
capacity of five or less Airport parking Taxis Tolls
TRA contribution limits
The IRS places limits on how much you can save for transportation tax-free:
Qualified parking 2024 $315 per month Public transportation and $315 per month vanpools 2024
Easy payment options
With a TRA, you can choose from a variety of reimbursement options.
Commuter check vouchers--Available in any amount $5 or higher, these are redeemable for passes, tickets or cards anywhere transit vouchers are accepted.
Prepaid MasterCard®--This reloadable debit card can be used at designated transit agencies and parking facilities.
Smart cards--Load pretax dollars on to your transit smart card via your online account.
Parking direct pay--Pretax dollars are sent as payments directly to your parking provider.
Parking cash reimbursements--Submit claims for reimbursement via check or direct deposit.
We're here for you
Call 866-758-6119 Monday through Friday, from 8 a.m. to 9 p.m. and Saturday and Sunday 9 a.m. to 5 p.m EST. Members with a CareFirst health plan go to carefirst.com/myaccount. Members without a CareFirst medical plan go to hellofurther.com.
Please note, IRS contribution amounts outlined above apply only to the 2024 plan year.
The Commuter Check Prepaid Mastercard® may only be used for qualified commuter benefit purchases in accordance with IRS Tax Code 132(f) in the United States and District of Columbia. No cash or ATM access. This card may not be used everywhere Debit Mastercard is accepted. Further is an independent provider of administrative services for CareFirst BlueCross BlueShield consumer-directed health care plans. HealthEquity, Inc., the owner of the Further business, is an IRS-approved, non-bank trustee providing HSA custodial services on behalf of CareFirst BlueCross BlueShield to its members. HealthEquity Inc., on its own or through the Further business, does not sell Blue Cross and/or Blue Shield products and is solely responsible for the services it provides. CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc., which are independent licensees of the Blue Cross and Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. SUM5350-1E (12/23)
Notice of Nondiscrimination and Availability of Language Assistance Services
(UPDATED 8/5/19)
CareFirst BlueCross BlueShield, CareFirst BlueChoice, Inc., CareFirst Diversified Benefits and all of their corporate affiliates (CareFirst) comply with applicable federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. CareFirst does not exclude people or treat them differently because of race, color, national origin, age, disability or sex.
CareFirst:
Provides free aid and services to people with disabilities to communicate effectively with us, such as: Qualified sign language interpreters Written information in other formats (large print, audio, accessible electronic formats, other formats)
Provides free language services to people whose primary language is not English, such as: Qualified interpreters Information written in other languages
If you need these services, please call 855-258-6518.
If you believe CareFirst has failed to provide these services, or discriminated in another way, on the basis of race, color, national origin, age, disability or sex, you can file a grievance with our CareFirst Civil Rights Coordinator by mail, fax or email. If you need help filing a grievance, our CareFirst Civil Rights Coordinator is available to help you.
To file a grievance regarding a violation of federal civil rights, please contact the Civil Rights Coordinator as indicated below. Please do not send payments, claims issues, or other documentation to this office.
Civil Rights Coordinator, Corporate Office of Civil Rights
Mailing Address
P.O. Box 8894 Baltimore, Maryland 21224
Email Address
civilrightscoordinator@carefirst.com
Telephone Number Fax Number
410-528-7820 410-505-2011
You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf or by mail or phone at:
U.S. Department of Health and Human Services 200 Independence Avenue, SW Room 509F, HHH Building Washington, D.C. 20201 800-368-1019, 800-537-7697 (TDD)
Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html.
CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc. CareFirst of Maryland, Inc., Group Hospitalization and Medical Services, Inc., CareFirst BlueChoice, Inc., The Dental Network and First Care, Inc. are independent licensees of the Blue Cross and Blue Shield Association. In the District of Columbia and Maryland, CareFirst MedPlus is the business name of First Care, Inc. In Virginia, CareFirst MedPlus is the business name of First Care, Inc. of Maryland (used in VA by: First Care, Inc.). The Blue Cross® and Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans.
Foreign Language Assistance
Attention (English): This notice contains information about your insurance coverage. It may contain key dates and you may need to take action by certain deadlines. You have the right to get this information and assistance in your language at no cost. Members should call the phone number on the back of their member identification card. All others may call 855-258-6518 and wait through the dialogue until prompted to push 0. When an agent answers, state the language you need and you will be connected to an interpreter.
(Amharic) - 855-258-6518 0
Èdè Yorùbá (Yoruba) Ìttíléko: Àkíyèsí yìí ní ìwífún nípa i adójútòfò r. Ó le ní àwn déètì pàtó o sì le ní láti gbé ìgbés ní àwn j gbèdéke kan. O ni t láti gba ìwífún yìí àti ìrànlw ní èdè r lf. Àwn m-gb gbd pe nmbà fóònù tó wà lyìn káàdì ìdánim wn. Àwn míràn le pe 855-258-6518 kí o sì dúró nípas ìjíròrò títí a ó fi s fún láti t 0. Nígbàtí aojú kan bá dáhùn, s èdè tí o f a ó sì so p m ògbuf kan.
Ting Vit (Vietnamese) Chú ý: Thông báo này cha thông tin v phm vi bo him ca quý v. Thông báo có th cha nhng ngày quan trng và quý v cn hành ng trc mt s thi hn nht nh. Quý v có quyn nhn c thông tin này và h tr bng ngôn ng ca quý v hoàn toàn min phí. Các thành viên nên gi s in thoi mt sau ca th nhn dng. Tt c nhng ngi khác có th gi s 855-258-6518 và ch ht cuc i thoi cho n khi c nhc nhn phím 0. Khi mt tng ài viên tr li, hãy nêu rõ ngôn ng quý v cn và quý v s c kt ni vi mt thông dch viên.
Tagalog (Tagalog) Atensyon: Ang abisong ito ay naglalaman ng impormasyon tungkol sa nasasaklawan ng iyong insurance. Maaari itong maglaman ng mga pinakamahalagang petsa at maaaring kailangan mong gumawa ng aksyon ayon sa ilang deadline. May karapatan ka na makuha ang impormasyong ito at tulong sa iyong sariling wika nang walang gastos. Dapat tawagan ng mga Miyembro ang numero ng telepono na nasa likuran ng kanilang identification card. Ang lahat ng iba ay maaaring tumawag sa 855-258-6518 at maghintay hanggang sa dulo ng diyalogo hanggang sa diktahan na pindutin ang 0. Kapag sumagot ang ahente, sabihin ang wika na kailangan mo at ikokonekta ka sa isang interpreter.
Español (Spanish) Atención: Este aviso contiene información sobre su cobertura de seguro. Es posible que incluya fechas clave y que usted tenga que realizar alguna acción antes de ciertas fechas límite. Usted tiene derecho a obtener esta información y asistencia en su idioma sin ningún costo. Los asegurados deben llamar al número de teléfono que se encuentra al reverso de su tarjeta de identificación. Todos los demás pueden llamar al 855-258-6518 y esperar la grabación hasta que se les indique que deben presionar 0. Cuando un agente de seguros responda, indique el idioma que necesita y se le comunicará con un intérprete.
(Russian) ! . , . . , . 855-258-6518 , «0». , .
(Hindi) : -
855-258-6518 0
,
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(Bengali) : 855-258-6518 0
: )Urdu(
0 855-258-6518
. : )Farsi( . . . . 0 855-258-6518 .
: (Arabic) . .
. 0. 855-258-6518
.
(Traditional Chinese) 855-258-6518 0
Igbo (Igbo) Nrbama: kwa a nwere ozi gbasara mkpuchi nchekwa onwe g. nwere ike nwe bch nd d mkpa, nwere ike me ihe tupu fd bch njedebe. nwere ikike nweta ozi na enyemaka a n'ass g na akwgh gw bla. Nd otu kwesr kp akara ekwent d n'az nke kaad njirimara ha. Nd z niile nwere ike kp 855-258-6518 wee chere bb ah ruo mgbe amanyere p 0. Mgbe onye nnchite anya zara, kwuo ass chr, a ga-ejik g na onye kwa okwu.
Deutsch (German) Achtung: Diese Mitteilung enthält Informationen über Ihren Versicherungsschutz. Sie kann wichtige Termine beinhalten, und Sie müssen gegebenenfalls innerhalb bestimmter Fristen reagieren. Sie haben das Recht, diese Informationen und weitere Unterstützung kostenlos in Ihrer Sprache zu erhalten. Als Mitglied verwenden Sie bitte die auf der Rückseite Ihrer Karte angegebene Telefonnummer. Alle anderen Personen rufen bitte die Nummer 855-258-6518 an und warten auf die Aufforderung, die Taste 0 zu drücken. Geben Sie dem Mitarbeiter die gewünschte Sprache an, damit er Sie mit einem Dolmetscher verbinden kann.
Français (French) Attention: cet avis contient des informations sur votre couverture d'assurance. Des dates importantes peuvent y figurer et il se peut que vous deviez entreprendre des démarches avant certaines échéances. Vous avez le droit d'obtenir gratuitement ces informations et de l'aide dans votre langue. Les membres doivent appeler le numéro de téléphone figurant à l'arrière de leur carte d'identification. Tous les autres peuvent appeler le 855-258-6518 et, après avoir écouté le message, appuyer sur le 0 lorsqu'ils seront invités à le faire. Lorsqu'un(e) employé(e) répondra, indiquez la langue que vous souhaitez et vous serez mis(e) en relation avec un interprète.
(Korean) : . . . ID . 855-258-6518 0 . .
(Navajo)
855-258-6518