1. Introduction
Welcome to the Fishboy Talking ATM Piggy Bank, Model SM-1588. This interactive savings bank is designed to introduce children to basic financial concepts in an engaging way. It features dual debit cards, power-off memory, an auto-opening drawer, a bill feeder, coin recognition, and a balance calculator. Please read this manual carefully to ensure proper setup and operation.
2. Setup
2.1 Battery Installation
The ATM Piggy Bank requires 3 AA batteries (not included). To install:
- Locate the battery compartment on the back of the unit.
- Use a screwdriver to open the battery compartment cover.
- Insert 3 AA batteries, ensuring correct polarity (+/-).
- Replace the battery compartment cover and secure it with the screw.
2.2 Initial PIN Setup
Upon first use or after a reset, the default PIN is 0000. You can change this PIN as described in Section 3.5.

Image: The Fishboy ATM Piggy Bank, ready for use with bills and coins.
3. Operating Instructions
3.1 Inserting the Debit Card and Entering PIN
To activate the ATM functions:
- Insert one of the provided debit cards into the card slot on the right side of the unit.
- The ATM will prompt you to enter your 4-digit PIN.
- Enter your PIN using the keypad and press 'ENTER'.

Image: A close-up view of the ATM's card slot and keypad for PIN entry.
3.2 Depositing Bills
To deposit banknotes:
- Insert your debit card and enter your PIN (if not already done).
- Press the 'DEPOSIT' button.
- Insert a banknote into the bill feeder slot. The ATM will automatically pull the bill in.
- Enter the value of the deposited bill using the keypad and press 'ENTER'. The balance will update.

Image: A child demonstrating how to insert a bill into the ATM's bill feeder.
3.3 Depositing Coins
To deposit coins:
- Insert your debit card and enter your PIN (if not already done).
- Press the 'DEPOSIT' button.
- Drop coins into the coin slot. The ATM will automatically recognize and count the coins, updating your balance.

Image: A detailed view of the bill insertion slot and the coin recognition slot.
3.4 Withdrawing Money
To withdraw money:
- Insert your debit card and enter your PIN.
- Press the 'WITHDRAW' button.
- Enter the amount you wish to withdraw and press 'ENTER'.
- The auto-opening drawer will open, allowing you to retrieve your money. The balance will automatically update.

Image: The ATM piggy bank with its cash drawer automatically opened, showing stored money.
3.5 Changing Your PIN
To change your PIN:
- Insert your debit card and enter your current PIN.
- Press the 'CODE' button.
- Enter your new 4-digit PIN and press 'ENTER'.
- Re-enter your new PIN to confirm and press 'ENTER'. Your PIN is now updated.
3.6 Setting a Savings Target
To set a savings goal:
- Insert your debit card and enter your PIN.
- Press the 'TARGET' button.
- Enter your desired savings target amount (up to $99999.99) and press 'ENTER'.
- The display will show your current progress towards the target.

Image: The ATM's digital display showing a set savings target amount.
3.7 One-Key Shutdown
To power off the unit and save your current balance and PIN:
- Press and hold the 'OFF' button for 3 seconds.
- To restart, tap any key.
4. Features Overview
- Auto-Opening Drawer: The cash drawer opens automatically upon successful PIN verification for withdrawals.
- Power-Off Memory: Automatically saves your PIN and balance in real-time, even when batteries are swapped or power is off.
- Dual ATM Cards: Includes two debit cards for convenience and as a backup.
- Human Voice Interaction: Provides cheerful voice prompts for an interactive banking experience.
- Settable 4-Digit PIN: Personalize your security code. A 'RESET' button allows reverting to default (0000) if forgotten.
- Auto Coin Recognition: Automatically identifies and counts deposited coins.
- Banknote Auto Roll-in: Bills are automatically pulled into the feeder.
- Balance Calculator: Keeps track of deposits and withdrawals, showing your current balance.
5. Maintenance
- Cleaning: Wipe the exterior with a soft, dry cloth. Do not use abrasive cleaners or immerse the unit in water.
- Battery Replacement: Replace batteries when the display dims or functions become erratic. Ensure correct polarity.
- Storage: Store the ATM Piggy Bank in a cool, dry place away from direct sunlight and extreme temperatures.
6. Troubleshooting
| Issue | Solution |
|---|---|
| Forgotten PIN | Press the 'RESET' button (usually a small button located near the battery compartment or inside the drawer) to revert the PIN to the default '0000'. |
| Money not feeding or getting stuck | Ensure bills are flat and not crumpled. Insert them straight into the feeder. For coins, ensure they are inserted one by one. |
| Incorrect balance displayed | Ensure the correct value was entered after depositing bills. For coins, ensure they were recognized properly. If issues persist, try resetting the unit (this will reset the balance and PIN). |
| Drawer not opening | Ensure the correct PIN is entered after pressing 'WITHDRAW'. Check battery levels. |
7. Specifications
- Model Number: SM-1588
- Product Dimensions: 8.11 x 5.68 x 10.29 inches
- Item Weight: 2.2 pounds
- Recommended Age: 36 months - 17 years
- Power Source: 3 x AA Batteries (not included)
8. Official Product Video
Video: An official demonstration of the ATM Piggy Bank's features, including card insertion, PIN entry, and money handling.
9. Warranty and Support
For warranty information or technical support, please refer to the product packaging or contact the manufacturer directly. Keep your purchase receipt for warranty claims.





